If only smart people made smart decisions. Unfortunately, personality plays a larger role.
How about the correlation between credit score and IQ. Everyone makes mistakes. More intelligent people are better equipped to deal with them.
Credit score? The score that rates what a good slave you are?
My credit score was total shit. I've never had debt, though. Magically, the score became a perfect score after a couple of years of owning my car and home, outright. I paid cash for them. Now, my credit score is totally useless, despite it being at 850.
Yes. Having higher IQ is helpful, but a credit score rates people who are smart enough to make money but dumb enough to always owe money.
A very smart person with a victim mentality is much easier to financially abuse than an average iq person with a confident mentality.
So you pay rent for years while you save up to buy your dream home in cash... a good credit score is as simple as putting one grocery bill on your credit card each month and paying it off in full each month to avoid interest. Bam you'll have a score over 800 before you know it.
My god you stupid niggers think math is magic or something.
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