Plot twist: Insurance refuses to pay for an "act of god."
Changing consumer habits. Every single time.
If that doesn't hold up for the insurance company, then they should claim willful negligence on his part for renting it to niggers. That is like letting a bull loose in a china shop.
I don't know that they could do that, that would be admitting that niggers aren't doctorlawyerscientists.
The jew owners will be in quite the dilemma over this one.