It couldn't be because they are twice as likely to not pay it back.
It couldn't be because they are twice as likely to not pay it back.
the study's results held: among similar income-level applicants, 19 percent of African Americans were denied home mortgage applications while just 9 percent of white applicants were denied.
Income level is not the same as credit worthiness. Shit tier study if that was not included.
>the study's results held: among similar income-level applicants, 19 percent of African Americans were denied home mortgage applications while just 9 percent of white applicants were denied.
Income level is not the same as credit worthiness. Shit tier study if that was not included.
Shit study controlling for shit variables.
I'm going to assume this study included race as a self-identified trait.
I know plenty of South Indians who are blacker than black and more worthy of credit as well.
Shit study controlling for shit variables.
I'm going to assume this study included race as a self-identified trait.
I know plenty of South Indians who are blacker than black and more worthy of credit as well.
Here's the study, and the two main listed reason for denial to blacks was credit and debit to income.
https://listwithclever.com/real-estate-blog/racial-discrimination-in-mortgage-lending/
Here's the study, and the two main listed reason for denial to blacks was credit and debit to income.
https://listwithclever.com/real-estate-blog/racial-discrimination-in-mortgage-lending/
(post is archived)