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They can request them and review them. The new bill requires all banks to submit all transactions to the IRS so they have every single banking transaction that takes place in the United States at their fingertips to comb through. Want to see who's donating money to that pesky Judicial Watch? "Let's just comb through those records to find out who's enabling this guy to taunt my poor son." Ooooh, I know: let's build a giant database of individuals purchasing firearms, ammunition, and firearms accessories. We can even track who's buying from whom and how much. "I think you've spent too much at Midway, son. Let's have the ATF pay you a visit."