If the bank buy business it will only be an intermediate step... Banks don't want to take on the hassle of running hundreds of thousands, if not millions of small businesses. Only the State is willing to take on the bureaucracy this would require. The banks may buy them initially, but then they will be sold to the state for a profit. Also, if the banks are the 'owners' it will breed resentment. The State needs to position it's self as the savior opening up shuttered businesses and providing a wage to the destitute.