Look at it now, any fiscal common sense hurts your credit score. Pay off a loan in full? Bad goyim! refinance the loan at a lower rate? GOod goyim. As much as you dont have an outright termination fee on the loan, one isnt required anymore, a 20 point credit score drop is just as harmful, meaning that even if you can pay off the loan, there isnt any reason to do so. Thanks kikes!
Or how about needing to go into debt just to have a good credit score. Mine sucked for awhile until I found out I needed to have credit cards to build my credit.
Yup i had payed off my car in full after a few months. My FA at the time, whom i fired begged me not to pay it off in full. It also makes keeping shit impossible, for the longest time. Sure you have a paid off car, but you would need to get a new one anyways or something of a revolving account to get your score back up, due to inactivity. The FICO system is corrupt enough as it is, adding internet search history would make it even more corrupted. Honestly, im a big fan of coin minting, go back to the days of the worth of the coin being on its face, no more derivative swapping bullshit on cotton bills
My credit score is almost 820 and I owe about $100 on one account and haven't worked in years due to illness.
Gave me time to play the credit game and it keep rising due to length of time you have open accounts, use a credit card once a year to keep accounts open and never make a late payment. Before you ask, no car loans or house mortgage, those are old and paid off.
Outjewing the jew is great and many insurance corps use your credit score to set your auto insurance rates.....
Exactly the opposite of what I was taught. Then again I wasn't raised in ClownWorld
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