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[–] [deleted] 2 pts

And there are so many people that are able to save but don't. I made a co-worker figure out how much his wife and daughter spent at Starbucks every month and he was floored. I think it was over $500.

[–] 1 pt

Yep, between eating out and driving a newer/nicer car than you need. Most Americans are pissing away hundreds every month that could go into a savings account.