Where x is the property value of Jill's home and y is her monthly mortgage payment. Solve for how much it has depreciated after 20 niggers move into her neighborhood by multiplying the negative opposite of her monthly payment by the total number of niggers. and then substract that from x.
x - (20 niggers * -y) = Jill's nigger adjusted property value
she'd have to pay to get rid of it.
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