Welcome • User Guide
ToS • Privacy • Canary
Donate • Bugs • License

©2026 Poal.co

1.3K

Once again, it's time for the FNGT!

If you don't know how this works, . That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then .

**Once again, it's time for the FNGT!** If you don't know how this works, [click this link](https://fngt.gq/index.php?page=intro). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. **NOTE:** That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only. Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then [you can donate](https://poal.co/donate).

(post is archived)

You are currently inside a comment thread.
Click here to see all the comments (274).
[–] • 0 pt

Is it mandatory there?

[–] • 0 pt

it is the law. But there is a loophole. Not having insurance is a $500 fine, not providing proof of insurance on demand is a $10 fine. So if asked, I simply can not find the paperwork.

[–] • 0 pt

Here, you need to show proof of insurance to even register your car. A number of my cars are registered, but I can just show them a card in my wallet as proof of insurance.

I could also put like 15k in a bond and 'self-insure'. I just insure my license. Anything I drive is covered by insurance. It's good insurance, too.

I could drive your car right straight into a tree and it doesn't cover the book value of the car, it covers the replacement cost of the car - which is often higher than the blue book value of the car.

[–] • 0 pt

Well, come take it for a ride!