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Once again, it's time for the FNGT!

If you don't know how this works, . That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then .

**Once again, it's time for the FNGT!** If you don't know how this works, [click this link](https://fngt.gq/index.php?page=intro). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. **NOTE:** That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only. Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then [you can donate](https://poal.co/donate).

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[–] • 0 pt

Yeah, that's pretty much what I had to do, pay to get my stuff out of the car. The car was destroyed so I didn't want that, and I only had liability insurance so I didn't get reimbursed

[–] • 0 pt

They hit me, so their insurance covered it. Actually, they might have been uninsured and my own coverage may have taken care of it.

[–] • 0 pt

Those bastard's!

[–] • 0 pt

Yeah, I recall the situation sucking. The exact details are a bit more foggy, but it was goddamned expensive to get my shit out of my car. They compromised (as memory serves) and I didn't have to pay the full amount. It was still money I didn't really have at the time.

As for insurance, I've insured my cars (almost always) even before the law required it. You used to be able to drive without insurance, but not so now. At least not in any states I know of. Maybe Florida... They're pretty lax with car regulations.