>Also, the focus was on deaths. What about non-fatal or even non-injury accidents? Who causes more property damage per mile driven, the man or the woman? >I believe that actuarial tables are often based on outdated or incorrect assumptions going in. They can often lack objectivity by design. Men drive 62% of all miles driven and women drive 38% of all miles driven: https://cars.lovetoknow.com/about-cars/how-many-miles-do-americans-drive-per-year Men account for 58% of accidents and women account for 42% of accidents. So men take the cake for DUIs, citations, and fatalities by a large margin. But for accidents in general, women, very slightly, get into more accidents per mile driven. Hence why insurance policies cost more for men - they cost insurance companies more. https://www.trafficsafetystore.com/blog/who-causes-accidents/