It depends on your age & goals. Personally I believe that every male should be on testosterone past a certain age, and some even before as the world we live in is designed to make males weak, with low test being only 1 way they make this happen.

T has always been readily available and UGL will have it cheaper than any doc. On a hrt dose, it will cost less than 200 annually.

Risk=absolutely zero if you do some research first Reward=beyond measure in my opinion

I've been B&C for 8 years so I can offer an absurd amount of anecdotal evidence if you have more specific questions or would like to know how I came upon my conclusions

Don't do it casually. If you don't have the discipline to eat a high protein diet and lift weights already, you'll just get back acne, get really strong for a while, but then when you come off it you'll go back to the way you were, but after fucking up your hormones. It's better to fix your diet and lift weights for the rest of your life.

Not me but from a friend:

Unless you are doing something competitively there is no point doing anything. You will be healthier spending the money on good diet.