Nearly three in five say that one of the toughest parts of becoming an adult was learning about how credit works (58%).
What the fuck is there to learn? Someone else gives you money, you pay it back over time with fees. The longer you fuck around, the more it will cost you.
Yeah, wtf. I learned the hard way about how credit works when I applied for my mortgage (fuck me) and had zero credit history. Evidently not ever borrowing money and paying for everything with cash is a red flag.
Seriously. You even get a grace period, before interest starts to accumulate. I make all my normie purchases/bill payments with my card; it's insanely handy for budgeting purposes / timing bill payments. I don't think I've paid a cent in interest, in years. Got like, $200 in air miles right now, too.
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