The Fed is finally going to allow interest rates to creep up again in order to try and gain back "book value" legitimacy after three rounds of Quantitative Easing and artificially supporting the secondary mortgage market since 2008. This is a shit show for the common man. Mortgage interest rates are going to climb making affordable home loans under 5% a thing of the past. Companies like Blackrock have been prepping for this by wholesale buying up real-estate at 2.8% and will become national landlords when rates reach +5% and no one can qualify for a loan. Equally, Restrictions on liquidity will kill small business/startups as capitol sources dry up and Small Business Loans will be impossible to get approval for. We are already seeing the prep for this with Banks following Wells Fargo closing consolidated lines of credit for customers... So many more ramifications from stocks, investment portfolios, and retirement, to social security, and the Bond market, etc, etc... This has been a long time coming and it is going to hurt. Generations of Keynesian economics trying to manipulate savings and spending is about to reach its culmination. They have run out of stimulus options and its time to pay the piper.