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[–] 1 pt

intrinsic

belonging naturally; essential.

water food shelter

Many things and skills are essential to life and therefore have intrinsic value.

In finance, the intrinsic value of an asset usually refers to a value calculated on simplified assumptions.

Simple assumption: Everyone "needs" food and water to live.

Based on that assumption trading water for food is worth it.

worth

equivalent in value to the sum or item specified.

[–] 1 pt

water food shelter

Ok. How much water is a food worth, then?

[–] 2 pts

That depends on how hungry or thirsty both parties are. There is no rule that says things have to have a "fixed value" in order to be valuable.

[–] 1 pt

That depends on how hungry or thirsty both parties are. There is no rule that says things have to have a "fixed value" in order to be valuable.

Yes there is exactly such a rule, for if one party is neither thirsty nor hungry then they have no value. A thing cannot simultaneously have intrinsic value and no value.