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If you inherit a house (which in present day Europe happens with some regularity) then your biggest life expense is taken off the table. So I believe that psychologically and especially in your young working days inheritance on that level helps substantially.

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Is inheriting a house actually that great? Early in your career the benefit of mobility is key so that you can move to maximize your utility (earnings & quality of life). In addition, house maintenance and property taxes are non-trivial. Sure, it's great later in life when you're established and are unlikely to want to move...but it seems like it'd suck when you were a 20-something.

[–] 0 pt

Much of Europe has little/ no property tax, but yeah I see what you're saying.