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[–] 3 pts

A good take, but massively tightening credit could be an even worse indicator for the status quo lol.

[–] 2 pts

I'm not saying that credit limits being lowered is a good thing - it isn't. It means issuers know they issued too much already and need to correct.

I just think that the people buying silver are getting hit less because of what they're buying and more because they're already somewhat risky, buying an investment with credit.

[–] 2 pts

Yeah after reading the article I think you're right. I use my cards only as debit cards. I would never have debt with the banks so the concept of "only using 50% of your credit line" sounds completely alien to me.