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Sure, this is for "decks and balconies" (sounds list mostly apartments/condos) but its still sucky.

Archive: https://archive.today/ACzcu

From the post:

>More and more homeowners associations in Colorado's mountain communities are rewriting their policies to ban the use of gas grills by residents as insurance companies increasingly say they won't insure HOAs that allow residents to use gas grills on their decks or balconies. "It is going to impact tens of thousands of people who live in condo associations," said David Firmin, an attorney whose law firm represents some 2,500 HOAs, primarily in the mountains.

Sure, this is for "decks and balconies" (sounds list mostly apartments/condos) but its still sucky. Archive: https://archive.today/ACzcu From the post: >>More and more homeowners associations in Colorado's mountain communities are rewriting their policies to ban the use of gas grills by residents as insurance companies increasingly say they won't insure HOAs that allow residents to use gas grills on their decks or balconies. "It is going to impact tens of thousands of people who live in condo associations," said David Firmin, an attorney whose law firm represents some 2,500 HOAs, primarily in the mountains.

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[–] • 2 pts

This is one more reason why I won’t buy into an HOA. And I despise insurance companies, their business model is to take your money and do everything they can to not provide the contracted service. Insurance companies are grifters, if it weren’t mandatory to buy insurance the rates would be affordable. Taking away grills is just one more way they’re trying to take away small joys so that our lives will just be pure misery w no bright spots. They already make charcoal grills prohibited in condo complexes and apartments.

Just for example, if I negotiate w the staff at a doctor’s office my charge is less than my copay & I don’t use my insurance. Negotiating w a dentist makes all services less than what dental insurance premiums cost, and those dental insurers don’t cover 100% nor every procedure.

[–] • 1 pt

You make a good point. Some offices are more than happy to charge less if you don't go through insurance and on top of it, if you can pay "cash" (wire transfer or check) rather than credit they often will cut the price even more.