Breakdown in the financial system has consequences. One of the consequences of a financial collapse, is general chaos in the means of production that are reliant on that financial system to function. Consider simple examples, like how near zero Companies in the US (and almost all industries but the ones like medical marijuana that are in banking system limbo) are cash-based businesses, meaning they use debt on a daily basis for all of their operations. A debt-based business does not function if the ponzi, FIAT fractional reserve system stops functioning. Everything grinds to a halt. In the current spiral towards supernova of the USD, the USD itself will continue to be rapidly debased into hyperinflation. It's devalued ~40% in the past 12 months alone. In short, cars are not appreciating - the USD is depreciating faster than the cars, and the economic stability that led to the availability of production is deteriorating as rapidly as the USD depreciates, for no other reason than things were already stretched to razor thin margins in the first place. It's all downhill from here. It's going to get a lot worse before it gets worse.