Yeah, that's the fear that keeps most of society in line, the fear of becoming a bum, fear of falling into misery... Especially with old age when your options are close to 0
I had a teacher who spent most of his life roaming the seas on his boat, from the early 80s to the late 2000s, literal adventurer... Pretty much this... https://youtu.be/Rf8j3YIUyYg?t=12 He even owned a shipyard at some point... But long story short he saved barely anything for his retirement so he ended up being a teacher to get a minimum, and the funny thing is that he died before he even reached the age of actual retirement, died of a cancer, he was both heavy drinker and smoker.
Funny how that works, uh?
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