Have you never heard of the lightning network? This is the biggest hindrance to bitcoin.. standard information about it still being incredibly outdated. Just like transferring money between bank accounts doesn't require the banks to physically send physical dollars in both directions (USD's natural exchange format), bitcoin can be moved more efficiently than just one way. The difference is that the short cuts banks can take aren't cryptographically secured against fraud like the lightning network is. Because of that banks have to use clearing houses and take 3-5 business days to move money, so basically a week. With modern bitcoin we have instant movement of money for thousandth's of a penny in fees. Banks can't do that with USD. So the idea that BTC is inefficient.. It can be moved more efficient than USD can, period. It also doesn't inherently facilitate theft from the public to the banks, the way USD does. It also doesn't facilitate congress having a blank check to do debt forgiveness for blacks exclusively. You need the US dollar to lose value immediately or it will be tapped to execute your genocide.