It’s a deal with insurance companies and revenue generation for the town. But insurance companies go by flat rates. If they have to pay out more because idiot hillbilly likes to have a few drinks before going over to his cousins, to rape her, and not wear a seatbelt - hits a fkn tree. Boom payout medical hospital shit. Insurance companies look at this and say holy shit. He’s fucking his cousin and we have to pay a shit ton of medical bills because idiot didn’t wear a seatbelt preventing all those brain injuries and broken upper body parts from going through the windshield. So people that do take the 3s to strap on have to pay higher premiums for insurance companies to stay in profit margins. Without this law. We’d all be paying slightly higher premiums for vehicle insurance. Now let’s move onto UN-insured motorist.