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Most people would piss through the cash in a year according to statistics so having a well reasoned plan is the only way to go. Now billion I could be generous but a million is to easy to piss through. A billion I might start a business or donate to linux like the MX or get antergos going again and a couple of other ones I like I'd drop a million or so on.

[–] 1 pt

A billion is not a very reasonable goal, think about it this way if you made 10 million a year for 50 years you would still not have a billion dollars. If you have a billion dollars you fucked someone over and broke some laws on the way to get it.