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I'm too poor to buy gold. There I said it. Nonetheless I buy silver eagles partly because they're beautiful coins but also I can afford silver.

But is there a point to buying silver now? I was reading a subreddit the other day and kids were saying metals were "something boomers still waste money on".

I mean, seriously?

I'm too poor to buy gold. There I said it. Nonetheless I buy silver eagles partly because they're beautiful coins but also I can afford silver. But is there a point to buying silver now? I was reading a subreddit the other day and kids were saying metals were "something boomers still waste money on". I mean, seriously?

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[–] 0 pt

What do you think about those "Gold" 401k's? I've seen a few and they look interesting but im not really sure about it and have not had time to do proper research.

[–] 2 pts

I looked too, they do not allow you to hold the gold, so it is just a promise of gold. Stick with bullion.

[–] 0 pt

Some of them will ship you the actual gold. Others are basically "investment funds" where they secure the gold (in theory). At least that is what I have found so far.

[–] 1 pt

the rules say you cannot hold it, if you find where i can keep the gold,I'm in.

[–] [deleted] 2 pts

Can't give advice about those. I haven't looked into them much myself.

My question is, who actually owns the rights tot he gold?

[–] 2 pts

If you don't hold it, you don't own it. Remote ownership only gives you the inflation-countering benefit of gold. You give everything else up: privacy, control, verifiability, not being targeted (vaults full of gold are a nice target). Also don't store in a safe deposit box, those are the opposite of that.

[–] 1 pt

Yeah, the safe deposit box thing is a lie.

There was a story a year or two ago where DHS/FBI or something took every safe deposit box at a bank then forced people to come and identify their box. I think they did open them too.

[–] 1 pt

That's one of the big ones. And there are lots of individuals who lost the contents when the bank basically just emptied the box and said "whoops!" They don't guarantee the contents at all. About the only benefit you get is off-site storage, probably pretty safe from fire and normal theft.

[–] 1 pt

Unless you can touch the gold don't buy it