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I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff.

I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff. I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

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I I wanted to do my father first and then if he dies then it would go to my brother. I just want someone that has my best interest. After seeing my mother die and the bullshit that she had to go through I really want to make sure that hospice if I go that route kills me pretty quick and not drag my ass out so they can get a payday.