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I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff.

I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff. I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

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My mom bought some software and went through that then took it to a lawyer. The lawyer was thrilled because the software had had her answer 99% of what she would have asked. The lawyer tweaked it and offered suggestions. She did it after her mother died and her smart brother managed to get most of the money. She wanted to make sure what she has goes to me and my brother equally and not to the government. She then sent copies to me and my brother and has another copy in her safe. She has the living will stuff in there as well so we have no questions about what to do if anything medical happens to her.