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I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff.

I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff. I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

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Be sure to include a beneficiary to every single income generating item such as pensions. My dear old mom died and left a tiny pension benefit (1200 us) and because she didn't designate a beneficiary, the company kept it. I'm poor enough I could have used it, but there you have it.