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I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff.

I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

I just realized with the death of my mom that I don't have a will but I have my beneficiaries designated at my various financial institutions. I don't have anything about medical or where I want to be buried or any of that stuff. I looked online and there was one I heard about on the dave ramsey (scumbag predator) show but it was like 160 bucks and I'm not sure what that even means. Is that good or bad should it be more or less. Or do I need to use these companies? Can I just write it on a piece of paper? How does that work?

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[–] • 2 pts (edited )

Hospital as a vegetable: - living will to tell them to support you or let you go, your secretary of state probably has the forms. You should go all or nothing on this - the hospital will find a way to rack up the bills unless you are very clear about declining all heroic measures to keep you alive. Keep me alive or do not keep me alive. - medical POA to someone who will carry out your wishes medically, also check secretary of state with site - durable POA to somebody who can manage your affairs, maybe secretary of state has basic forms - the trust can provide direction for when you are incapacitated, not sure what the options are here. Trust may also protect property from some of the hospital debt

The thing about power of attorney is that it is something you give, but I don't believe that the designated person is required to give a shit. They can do nothing. Has to be people you trust.

[–] • 0 pt

That's interesting. I don't really trust anybody. So now what? I think my brother would do it out of obligation, but I think he might let me linger more than I want to. He's not really good at making decisions.

[–] • 0 pt

but I don't believe that the designated person is required to give a shit

That is correct. You give them the power to act, but they're not required to act.