In Arizona is mostly white. The townhomes I moved from a couple of years ago over a 20 year period had a few different blacks and hispanics. The breakdown would probably be around the same even with out a HOA. They mostly suck though, a small group of people that is a click usually is the core of the board because nobody else wants to do it. So you end up (normally) with a couple power hungry types that like to go around writing up violations, tickets etc. Some of it is necessary, like you must fix your broken window, but then they get a ticky tacky with people they don't like. BS like we had 3 cars and two spots in the overhang. We also have a visitor spot that was inbetween us and the next home, but we weren't allowed to use it for the third car. We were also right across from the pool that had like 20 spots all around, so I had to park it at my friends house like 10 minutes away. We were expensive for our area at $200 a month dues. I will never do it again. Best advice from me would to be look at your town as a whole, there will be the richer area of town, and get the school district map. You will be able to find a less expensive home in the richer area so your kids will be with humans.