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I'm a young college student living with family and I don't have credit nor do I want to. How comfortable of a life can I live without being a debt slave?

I'm a young college student living with family and I don't have credit nor do I want to. How comfortable of a life can I live without being a debt slave?

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[–] • 0 pt

I've never had a credit card in my entire life. Debt free and own my house entirely, too. To be fair, one does not need to submit to having a credit card "to build up a credit score" in my country.