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I'm a young college student living with family and I don't have credit nor do I want to. How comfortable of a life can I live without being a debt slave?

I'm a young college student living with family and I don't have credit nor do I want to. How comfortable of a life can I live without being a debt slave?

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[–] • 1 pt

I dont use credit, but I have read to first pay the minimum amount and then a week later pay the balance if you want to build credit.