The purpose of explicitly disinheriting people is to ensure they don't get your residual estate by default if you and your beneficiaries die. e.g. my spouse and I have no children, so our beneficiaries are my spouse's siblings. It'd only take a family reunion and a freak car accident to take out all the named beneficiaries. To resolve that we'd either need a really lengthy list of backup beneficiaries, or just explicitly disinherit my douche canoe immediate family and say "IDGAF" after that.
The purpose of explicitly disinheriting people is to ensure they don't get your residual estate by default if you *and* your beneficiaries die. e.g. my spouse and I have no children, so our beneficiaries are my spouse's siblings. It'd only take a family reunion and a freak car accident to take out all the named beneficiaries. To resolve that we'd either need a really lengthy list of backup beneficiaries, or just explicitly disinherit my douche canoe immediate family and say "IDGAF" after that.
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