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If there are any CPAs or investment gurus, I have inherited some money, 200K (cash). And I'm not sure what to do with it so that it will continue to grow without Institutions taking what I have in fees or churning it. The market is horrible and I'm not sure the fake manipulation will continue.

I am self reliant, have a garden, and don't need anything. I have years worth of food and meats. I have fuel, clothing and vehicles. Equipment, tools and I already have cash stashed for emergencies. I have IRAs and 401Ks that have done nothing but lose since Biden took over. Whatever gains I made during the Trump years have all but disappeared. I have purchased gold and silver and don't want any more. I have prepped for the last 6 years and am ready. To have this fall in my lap was unexpected and I want to make it count. I already have a second place to bug out with 75 acres in another state. And yes, I have all the irons I need.

Do I place it in a Roth or put it in the garage for emergencies? I hate to just sit on it.
I have had bad experiences with managed accounts with Merrill Lynch, Morgan Stanley and Cloud Financial. Everybody wants a piece of it.

Any brainstorming is appreciated.

If there are any CPAs or investment gurus, I have inherited some money, 200K (cash). And I'm not sure what to do with it so that it will continue to grow without Institutions taking what I have in fees or churning it. The market is horrible and I'm not sure the fake manipulation will continue. I am self reliant, have a garden, and don't need anything. I have years worth of food and meats. I have fuel, clothing and vehicles. Equipment, tools and I already have cash stashed for emergencies. I have IRAs and 401Ks that have done nothing but lose since Biden took over. Whatever gains I made during the Trump years have all but disappeared. I have purchased gold and silver and don't want any more. I have prepped for the last 6 years and am ready. To have this fall in my lap was unexpected and I want to make it count. I already have a second place to bug out with 75 acres in another state. And yes, I have all the irons I need. Do I place it in a Roth or put it in the garage for emergencies? I hate to just sit on it. I have had bad experiences with managed accounts with Merrill Lynch, Morgan Stanley and Cloud Financial. Everybody wants a piece of it. Any brainstorming is appreciated.

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I believe with a roth you can only invest up to $6k/yr.

ppl have mentioned rentals, but you have enough cash that I suggest you look into Triple Net Commercial Deals. It's like being a landlord but to a business. Being triple net the vast majority of the maintenance isn't on you. intro: https://www.investopedia.com/terms/t/triple-net-lease-nnn.asp

Also, I know market sucks ass, but look into dividend aristocrat stocks. If you do this I wouldn't invest all at once. you should dollar cost average. maybe $5-10k/month. this way if things dip you have enough cash reserve to buy cheaper and if they don't tank and assets increase from here somehow, well you've gotten a chunk at a severe discount. here's an article to familiarize yourself: https://www.fool.com/investing/stock-market/types-of-stocks/dividend-stocks/dividend-aristocrats/

just a couple ideas. I'm sure you understand risk/reward and judging by your lifestyle you're pretty frugal with your money, which is good, so you aren't only looking for the riskiest investment.

maybe talking to a CFP, Chartered Financial Planner would be in your interest. sometimes the best investment is one that lowers your tax liability, not just making a return. Look for a family run shop, not a big name.