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If there are any CPAs or investment gurus, I have inherited some money, 200K (cash). And I'm not sure what to do with it so that it will continue to grow without Institutions taking what I have in fees or churning it. The market is horrible and I'm not sure the fake manipulation will continue.

I am self reliant, have a garden, and don't need anything. I have years worth of food and meats. I have fuel, clothing and vehicles. Equipment, tools and I already have cash stashed for emergencies. I have IRAs and 401Ks that have done nothing but lose since Biden took over. Whatever gains I made during the Trump years have all but disappeared. I have purchased gold and silver and don't want any more. I have prepped for the last 6 years and am ready. To have this fall in my lap was unexpected and I want to make it count. I already have a second place to bug out with 75 acres in another state. And yes, I have all the irons I need.

Do I place it in a Roth or put it in the garage for emergencies? I hate to just sit on it.
I have had bad experiences with managed accounts with Merrill Lynch, Morgan Stanley and Cloud Financial. Everybody wants a piece of it.

Any brainstorming is appreciated.

If there are any CPAs or investment gurus, I have inherited some money, 200K (cash). And I'm not sure what to do with it so that it will continue to grow without Institutions taking what I have in fees or churning it. The market is horrible and I'm not sure the fake manipulation will continue. I am self reliant, have a garden, and don't need anything. I have years worth of food and meats. I have fuel, clothing and vehicles. Equipment, tools and I already have cash stashed for emergencies. I have IRAs and 401Ks that have done nothing but lose since Biden took over. Whatever gains I made during the Trump years have all but disappeared. I have purchased gold and silver and don't want any more. I have prepped for the last 6 years and am ready. To have this fall in my lap was unexpected and I want to make it count. I already have a second place to bug out with 75 acres in another state. And yes, I have all the irons I need. Do I place it in a Roth or put it in the garage for emergencies? I hate to just sit on it. I have had bad experiences with managed accounts with Merrill Lynch, Morgan Stanley and Cloud Financial. Everybody wants a piece of it. Any brainstorming is appreciated.

(post is archived)

All those accounts you have are basically just "sitting on it" with inflation what it is. Look into rental properties.