thats not how the dollar-banking system works.
Every dollar the bank lends is real/valid. They dont have to have any deposits or anything to create more dollars to lend. Its not jewish magic. Its a shitty monetary policy created by men. The reserve ratio used to be positive, and a bank would have to take on loans at some point to loan more money (which they did all the time, unlimited loans, and theyd just buy some appreciating asset like realestate to cover the loan, so they still had access to unlimited capital), but since covid (and its not the first time) the reserve ratio has been set to 0, and banks can lend unlimited money regardless of whats on their balance sheets.
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