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232

Something to do with how a minimum amount is kept per deposit. I seriously am such a nigger.retard right now I can't remember the term.

Something to do with how a minimum amount is kept per deposit. I seriously am such a nigger.retard right now I can't remember the term.

(post is archived)

[–] • 19 pts

Fractional reserve banking?

[–] • 2 pts

Yes. Thank you robot.

[–] • 5 pts

I only know what you know.

[–] • 2 pts

Get out of my head. I just woke up. Shut up.

[–] • 1 pt

https://archive.ph/tm5hy

The following list covers regulatory changes in reserve requirements and indexation of the low reserve tranche and the reserve requirement exemption beginning December 1, 1959, and their effects on required reserves.

.106. Effective for the reserve maintenance period beginning March 26, 2020, the 10 percent required reserve ratio against net transaction deposits above the low reserve tranche level was reduced to 0 percent, the 3 percent required reserve ratio against net transaction deposits in the low reserve tranche was reduced to 0 percent. The action reduced required reserves by an estimated $200 billion.

[–] • 1 pt

Smart birb!

[–] • 3 pts

Fractional reserve banking. The reserve amount has been reduced to 0%.

https://archive.ph/tm5hy

The following list covers regulatory changes in reserve requirements and indexation of the low reserve tranche and the reserve requirement exemption beginning December 1, 1959, and their effects on required reserves.

.106. Effective for the reserve maintenance period beginning March 26, 2020, the 10 percent required reserve ratio against net transaction deposits above the low reserve tranche level was reduced to 0 percent, the 3 percent required reserve ratio against net transaction deposits in the low reserve tranche was reduced to 0 percent. The action reduced required reserves by an estimated $200 billion.

[–] • 3 pts

I believe the term is "jewish tricks"

[–] • 0 pt

Yes , this is the correct answer

[–] • 0 pt

I seriously am such a nigger.retard

Statement checks out

[–] • 0 pt

Check out the documentary the money masters. It's dated and a bit dry but worthwhile.

[–] • 0 pt

Related terms:

Fiat currency - inconvertible (to gold/silver) paper money made legal tender by a government decree

Usury = charging interest

[–] • 0 pt

Like said , Jewish tricks

[–] • 0 pt

Damn clutch, ye losing it , and I drink a lot, whereas you don't

[–] • 0 pt

I don't drink at all.

[–] • 0 pt

I know. Yet I'm still awake at 5, now 6 o'clock

[–] • 1 pt

It's 5AM, I woke up an hour ago did the whole shower + breakfast thing. Thankfully it's Saturday and it's my niece's Halloween night (no one around here does it on the 31st for actually good reasons) and I get to go trick or treating with my angel, I'm so excited.

[–] • 0 pt (edited )

Many (all) countries have a fractional reserve ratio that is the ratio of how big a part of a loan has to be backed up by "real existing money". This ratio is different in different countries.

I wonder if there's any studies on the effects of different ratios.

A question for the economists: Does the system of fractional reserve banking make any sense, does it have any positive effects or is it completely a scam?

[–] • 0 pt

It's important to keep in mind that as a loan is paid back the magic money evaporates.

Suppose Bob deposited $100, then the bank loaned Larry $90. The bank's balance sheet shows $100 in deposits and $90 in outstanding debt. Now suppose Larry pays the bank $50. Their balance sheet now reflects $100 in deposits and $40 in outstanding debt.

[–] • 0 pt

All those poppers you were taking last night fried your brain. your glow is as bright as a lighthouse. Maybe try some preparation H?