USA died around 1913, following the creation of the Federal Reserve and the signing of the Federal Reserve Act (thanks ), the third and final attempt of the central bankers to take control of the USA.
Edit: I should clarify by adding that due to the Federal Reserve all banking institutions degrade over time due to wealth siphoniing by FED via interest-backed currency. This includes USAA.
OP is talking about USAA, the financial/insurance provider that deals with federal people and servicemembers.
They used to be a pretty awesome company to work with, reasonable rates for everything.
I realize this.
See
That too. I think USAA is also suffering from wokeness.
lol, not even close (as far as insurance). Maybe they're less cunts during the claim process, maybe... but I've never had a claim for home/auto. Pricing is the highest, always, and the customer service is bottom of the barrel.
We tried some of the other services (investments) and regretted that decision. Good at the up-front sales, terrible on the follow-through.
USAA is Maybe a bit better with false credit card charges. Doesn't happen frequently, but when it does they make it right without question. The same can't be said for a number of other banks. I don't keep any money with USAA though, at least beyond the week or so when I transfer in stuff for auto-pay bills. They are good with auto-pay, to the point of even paying penalties when they fuck up (and they have a time or two in the past 23 years).
OP, USAA wasn't terrible about 2 decades ago. They've gotten worse since... but so have all other bank options I have any experience with.
Came.here to say this because 2004 was when it went drastically downhill.
I only use them now for cheap(er) insurance & family discounts for things but would never use their banking services.
My mother & father in law worked there till retirement & I know quite a few details of their inner workings. My MIL worked in claims department, not on salary, for 30+ years, & retired at $54 an hour in a non supervisor position. As a business model, only makes sense that they dole out their menial customer service tasks to pajeets/non English speakers willing to work for pennies on the dollar.
I guess all customer service has took a downturn, because vast majority does not take pride in work ethic when rewards for it are insubstantial.
OP, USAA wasn't terrible about 2 decades ago. They've gotten worse since... but so have all other bank options I have any experience with.
See my comment about the creation of the FED. Why do you think all bank services degrade over time? It's due to the fact that the central bank is constantly siphoning the wealth of the country via interest-backed currency. End result is: costs rise, quality drops, wealth consolidates.
Talk to me when there's an alternative... till then, I'll go with "wisdom to know the difference" (Serenity prayer)
I'm pretty sure you misread the OP and added the edit to pretend like you were addressing the OP anyway. You can just admit it. It's fine. People here will probably call you a stupid nigger but it's an honest mistake.
I would admit it if I'd made that mistake.
I was simply lazy when I made the first comment and assumed people would be able to work out the logical conclusion. After several people commented thinking I misread USAA as USA, I added the dit.
You can call me a stupid nigger anyways.
USAA =/= USA
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