It's already been forked. People still use bcash. Yea takes a lot of work and it's unlikely to have the limit raised, but it is possible. They already do franctional reserves with it. There's a few exchanges that probably not solvent.
There's no such thing as fractional reserve with bitcoin. In fact, fractional reserve doesn't even exist with the US dollar any more. US dollars(elite kike money) are created endlessly by banks with no real checks or balances now as of 2020. https://www.federalreserve.gov/monetarypolicy/reservereq.htm
What you're trying to say is exchanges say they have more bitcoin than they do which is true. No other exchanges accept their lies as money though so it's not a fractional reserve system and any idiot that keeps their bitcoin on exchanges deserves to lose it.
Forks happen all the time. Meh.
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