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When we look at the current climate, and how close to complete chaos we really are, the question becomes whether paying off debt or not paying it off even matters anymore. even assuming you pay off your car in full, you have car registration, insurance, state and county fees, etc, and whatever other fees are gonna be thrown your way when states start running dry. even assuming the car is paid off, the state can just take it away from you at a whim's notice through some crap eminent search and seizure law. when it comes to houses, you don't own the land, you don't own the water rights, heck, all the most important parts of the house will never be owned by actual owner of the house(the days of mineral and allodial rights are long long gone), and even when its paid off you still have to pay taxes, fees, insurance, etc, depending on where you live. depending on where you live, the taxes, fees, and insurance are in and of itself their own mortgage payment (san francisco, nyc, new jersey) in my prior post, i assumed you would own nothing because it would be taken from you, but it looks like the jews are just gonna make it so painfully expensive to own anything, no one will bother.

When we look at the current climate, and how close to complete chaos we really are, the question becomes whether paying off debt or not paying it off even matters anymore. even assuming you pay off your car in full, you have car registration, insurance, state and county fees, etc, and whatever other fees are gonna be thrown your way when states start running dry. even assuming the car is paid off, the state can just take it away from you at a whim's notice through some crap eminent search and seizure law. when it comes to houses, you don't own the land, you don't own the water rights, heck, all the most important parts of the house will never be owned by actual owner of the house(the days of mineral and allodial rights are long long gone), and even when its paid off you still have to pay taxes, fees, insurance, etc, depending on where you live. depending on where you live, the taxes, fees, and insurance are in and of itself their own mortgage payment (san francisco, nyc, new jersey) in my prior post, i assumed you would own nothing because it would be taken from you, but it looks like the jews are just gonna make it so painfully expensive to own anything, no one will bother.

(post is archived)

[–] • 2 pts

It depends on... How deep you think the rabbit hole goes .

Personally, I'm paying debt at the bare minimum. The total number that I owe isn't increasing, but inflation makes the money worth less each year, so my goal is to back load things. If I owe one hundred thousand today, and I paid it all off, that's one hundred thousand of TODAYs buying power gone

If I drag it out, pay it off over 20 years, I can imagine paying of a hundred thousand of money from ten years from now.

Which is worth more?

I choose to hang onto today's money, rather than pay off my debt and hang onto the same amount of next decades money

[–] [deleted] • 1 pt

From what i can tell, the concept of paying off debt doesnt matter. Look at how many bailouts have occurred? What does it matter if you pay off debt, when Biden can just come in and clear out peoples' student debt for nothing? If money is just a representation of a token that shows your enslavement to the jew system, the best way to destroy it, is to use that token against the jew, accelerate the demise into oblivion because why not? It's gonna blow up in the kikes' faces anyways, one point or another

[–] • 0 pt

As long as you have a belief that your specific debt will be wiped out, then it is indeed a good idea to not pay, and have the capital for yourself.

I don't believe my debt will follow this path, so I'm dragging ass,, remaining solvent, as many things, sometimes even jobs want a credit check

[–] [deleted] • 0 pt

The thing is if we account for inflation on a fixed payment path, the more monthly payments you make, the LESS money you pay over time as the value of the USD drops into the trash. 500$ now may be a lot, but 500$ later is nothing, so paying over time actually nets you better results, as you pay less as an aggregate of value vs now. Essentially the future trash value works in your favor now to pay less over time. Of course, this is a complete mind fuck, and only really works when your currency is jewed beyond insanity

[–] • 1 pt

This is one of the ways the elite profit from inflation.
1) take out a loan 2) use the loan money to live (with reduced tax liability) 3) pay off loan when its worth less. (Writing off interest on taxes)

I could pay off my loans, but I'm not going to. I'll make the smallest payment and wait for inflation to devalue what I borrowed.

[–] • 0 pt

I agree with the idea, but as long as I've owned a house (paying a mortgage) my taxes have increased every year.

[–] • 0 pt

Depends on the interest rates and if the underlying assest (if any) will appreciate in value. Credit cards pay off. Car- Might as well pay off if you can. Credit cards - Definitepy pay off, the interest rates are insane. House - Inflation will make the price go way up so whatever you owe wil be wiped out if you sell it. Student loans - Get into income-based repayments once repayments resume, pay minimum, 25 years the rest will be written off and you'll be fine.

[–] • 0 pt

depends if you need credit, cash, or cashflow. you should have some of each

most debts are erased via 7 year statue of limitations if you refuse to pay, and that can be a good move. you dont have to pay debt if you dont need credit, and credit does come back after 7-10 years.

[–] • 0 pt

Take your pro-thievery rhetoric elsewhere.

[–] • 0 pt

thievery of money they dont have? or not being a victim / making use of their special privilege to issue and erase debt.

[–] • 0 pt

Take your love of debt based jew financial systems elsewhere.

[–] • 0 pt

Pay them in Twitter stock. Adjust for inflation.

[–] • 0 pt

I'm going to assume you're asking about paying off debts SOONER than required, and not asking about simply not paying. If you simply don't pay for anything, then you'll just be destitute and homeless, and even if you think that's coming anyways, why would you accelerate that part specifically?

If you're saying you have a pile of cash and a pile of debts, then DO NOT pay off anything early unless the interest rate is higher than inflation (eg. credit card debt, which you shouldn't have anyways).

If the rate is lower than inflation, then they're paying you, not the other way around. This depends on some fancy math, but it's generally true. If my mortgage rate is 2% and inflation is 4%, they're paying me to borrow their money. If I have a car loan at 4% and inflation is 9%, same thing. The only difference is your car is likely depreciating while your house should be appreciating.

And above and beyond all that, if you can make more than you're paying, then you're winning. This is generally called "leverage", where you borrow money you don't have, then invest it to make a higher % return than you owe in interest. It's also a good way to ruin yourself if you decide to put all your apples in a single basket (late-to-the-party crypto bros, for example).

[–] [deleted] • 1 pt

A good point, the question is whether there is an advantage to front loading payments to pay them off sooner, or to leave them as is and do the minimum payments instead. In non clown world, the first option would make the most sense. In jew world however, you earn more money by using the leveraged fixed interest rate to get a better deal by paying less over time than now. Same with credit cards, some run 0% APR now which means you can use credit cards to leverage debt by having a risk free, 0% interest loan for a one year term.