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When it all boils down, what are the basic few pieces of advice you'd give to people who matter to you?

Aside from things like avoid the groid, never relax, with jews you lose, etc. I think everyone should strive to do two things:

  1. Do your best to stay out of court
  2. Do your best to stay out of hospitals

Not speaking personally, I understand court can often be a mentally and emotionally draining process. Oftentimes when a person "wins" they've really lost months of their time and energy while paying thousands of dollars to (((lawyers))). The best strategy is to avoid court - don't break the law, don't get involved with shady people, keep records of everything, have appropriate legal documents (will, power of attorney, etc.), and so on. The court system is slow, inefficient, and even corrupt. Virtually all the time it's not worth the stress and hassle.

As for hospitals, that one should be obvious. Stay healthy, eat well, exercise, don't needlessly put yourself in danger. We all know people who are drowning in debt due to hospital bills, sleazy insurance companies finding ways to avoid providing certain coverage, etc. Then they have to depend on overpriced medications and it's just a downward spiral from there. I'm not saying avoid healthcare when you absolutely need it. Just be prepared and do everything you can to avoid needing hospital care. Like #1, make sure you have appropriate legal documents so that if you're incapacitated you either spell out exactly what you want to happen (advance directive) or your most trusted person(s) are appointed decision makers (healthcare proxy, power of attorney).

Anyway, that's my brain fart of the day. What are your most important tenets of modern life?

When it all boils down, what are the basic few pieces of advice you'd give to people who matter to you? Aside from things like avoid the groid, never relax, with jews you lose, etc. I think everyone should strive to do two things: 1. Do your best to stay out of court 2. Do your best to stay out of hospitals Not speaking personally, I understand court can often be a mentally and emotionally draining process. Oftentimes when a person "wins" they've really lost months of their time and energy while paying thousands of dollars to (((lawyers))). The best strategy is to avoid court - don't break the law, don't get involved with shady people, keep records of everything, have appropriate legal documents (will, power of attorney, etc.), and so on. The court system is slow, inefficient, and even corrupt. Virtually all the time it's not worth the stress and hassle. As for hospitals, that one should be obvious. Stay healthy, eat well, exercise, don't needlessly put yourself in danger. We all know people who are drowning in debt due to hospital bills, sleazy insurance companies finding ways to avoid providing certain coverage, etc. Then they have to depend on overpriced medications and it's just a downward spiral from there. I'm not saying avoid healthcare when you absolutely need it. Just be prepared and do everything you can to avoid needing hospital care. Like #1, make sure you have appropriate legal documents so that if you're incapacitated you either spell out exactly what you want to happen (advance directive) or your most trusted person(s) are appointed decision makers (healthcare proxy, power of attorney). Anyway, that's my brain fart of the day. What are your most important tenets of modern life?

(post is archived)

[–] 11 pts

Stay out of debt. Save money and pay for what you buy with cash, not credit.

[–] 3 pts

0% APR is awesome when you have the money to afford whatever it is you're buying. You can float the debt at no cost while you put the funds into a CD or Treasury Bill earning interest.

For example, a $30,000 car at 0% interest allows you to invest that $30,000. In Treasury Bills paying 2% you would earn $1,475 interest over the 5 years you make payments on that loan.

[–] 1 pt

I probably should have put that in the OP. Debt slavery is one of the biggest plagues on humanity.

I got started using credit cards fairly young. Never missed a payment, never bought anything I couldn't afford. I've only ever used credit cards as debit cards, to make random purchases I'd otherwise make with cash. Never did any financing or kept a balance.

[–] 0 pt (edited )

That's terrible advice. If you have access to a low-interest tax-deductable loan (a mortgage) you'd be stupid to pay in cash. The money you don't have to front can be invested.

I took out 500k a mortage at 3.75%. My tax backet pushes me into the 35% federal tax. All interest on that mortgage can be deducted so that effectively reduces the mortgage interest rate to around 2.4%. Reinvesting that 500k in a low-risk etf should easily be able to return more than 2.4% after taxes. Not only that, but given the 30 year duration of the loan that's quite a bit of time for inflation to chip away at the loan. If we cruise at 3% inflation in ten years that debt goes down by 27% at 4% it goes down by 36%.

There is literally no reason to drain your savings instead of taking out a mortgage.

[–] 0 pt

Lot of really good practical advice here. Covers almost everything I was going to say already anyway in one form or another, so I'll just add this one little thing, because I haven't seen it anywhere else on here:

Never fry bacon in a skillet while nekkid. Just trust me on this one.

[–] 10 pts

Anyone who identifies as left or dem - avoid them, they are brain-damaged and will conspire against you if you say anything they don't like.

[–] 5 pts

Yea, I've learned to distrust leftist/liberal types. They're all smiles and friendly, but once they start asking questions about how you vote or what you think of things like abortion it's best to gradually wean off the association with them. They're the most intolerant, toxic bunch out there and are obnoxiously aggressive with their views. After all, that's what liberalism is - pushing your views and lifestyle onto others.

[–] 6 pts

It's best to be wary of people who make a big show of being conservative too. They may be undercover feds or just loud mouth show-offs who want attention. They don't have a solid foundation for their opinions and will be easily swayed by fads and media. They are most likely to support "our greatest ally".

[–] 2 pts

Like the guys that go on and on about 'goddamn homos', they are all self-hating closet queens like the Marine in 'American Beauty'

[–] 0 pt (edited )

Agreed, there are suspicious and untrustworthy people on both/all sides.

But I just meant that when it comes to 'normie libs' vs 'normie cons', the cons are generally more pleasant, respectful, and modest whereas libs are just insufferably in-your-face with their so-called progressive views.

Cons are more likely to keep to themselves when speaking with people whose views they don't know about. More content to chit chat and talk about things like weather. Libs just go straight to Drumpf to strike up conversation, because they need to know who is a 'nazi'.

[–] 6 pts

Disregard bitches, acquire wealth.

[–] 5 pts (edited )

You look into their eyes and you try to understand where they are coming from.

You ask them about their day, with actual interest in their answer.

Any answer they give you, you follow up on with a tangential question.

And you never stop trying to figure out how they are actually doing, and whether they deserve to be helped out or not.

[–] 5 pts (edited )

The key to making money is taking a contrarian position. The key to losing money is following the herd. The best opportunities are when people are either undervaluing or overvaluing an asset due to irrational mass psychosis herding behavior.

If you're looking for a good price on a home check out the homes that have been on the market for a while and assess why (dated non-modern interior decorating, poor advertisement, lack of easy access to a Starbucks). People can be very superficial and lacking in imagination and will pass over amazing homes that need a bit of work. The home I purchased was on the market for years. It was poorly advertised in an area with no nearby schools, commercial areas (low crime), or high speed internet access (high orbit satellite was the only option). I bridged the internet divide by rooting a cell phone and combining it with an unlimited internet plan (eventually t-mobile home internet reached the area).

After purchasing, the whole value of the neighborhood shot up because people wanted to leave the cities (never understood why anyone would want to live in the city). My contrarian position was that the city is overvalued and technology will allow rural areas to have good internet without the problems of the city. Crisis hit, rural high speed internet has become available, and now everyone wants to homestead.

Reactive, unimaginative lemmings.

[–] 0 pt

That was my house. Cheap af mansion. Same house would cost 5xs more less than 5 miles over into the gucci ‘burbs where you’re buying in high to maximize boomer returns. Meanwhile I pay less than my last rent and am 15 mins from everywhere cool in every direction.

[–] 5 pts

-don't take on debt

-stay away from drugs, tobacco, and alcohol

-same with girls that have tatts or neon hair

-move to a White area, even if it's expensive

-do physical shit on a regular basis, be strong and fit (bike, swim, ANYTHING)

-go to the damn dentist every 6 months

-never talk about shit that could bite you in the ass later (illegal shit, etc)

-remember that today's friend could be tomorrow's enemy

-have a large supply of food and water, plus at least a handgun or small rifle, plus lots of ammo. Don't tell people you have it.

-watch The Greatest Story Never Told

[–] 3 pts

I remember a conversation during which someone said, "Don't sweat the small stuff." My father immediately interrupted stating that the small stuff is exactly what you should sweat. Or "focus on' to be more accurate.

You see, if focus only on the big-ticket items you can become overwhelmed. If you realize that even the most complex tasks can be broken down into smaller ones, you can accomplish almost anything.

Start small and expand upon it.

[–] 4 pts

Just beware of analysis paralysis.

[–] 1 pt

Just beware of analysis paralysis.

Always good advice.

[–] 1 pt

The Devil is in the details...

[–] 1 pt

I'll never understand you.

So full of knowledge, so full respect for a material world.

[–] 0 pt

I'll never understand you.

So full of knowledge, so full respect for a material world.

Speaking of not understanding, I don't know what you're getting at.

[–] 1 pt

C'mon fagfressor, u never thing of anything deeper than knowledge?

[–] 3 pts

For a lot of you this will fly in the face of who you see posting it but; Be positive.

[–] 0 pt

I’d go to say pursue happiness

[–] 0 pt

"C'mon Doc, please, just tell me something positive." "Oh, thanks for reminding me. We've got your HIV test results back!"

[–] 2 pts

Only fight with purpose; not out of anger, greed or fame.

[–] 2 pts

Seek not happiness from anything you don't control. Realize you can only control yourself, and that happiness is always within reach.

The goal of life is not to be among the major, but to avoid being among the insane.

Break large tasks into small steps and anything can be made easy.

Don't stand in fatal funnels.

Be prepared.

It's not enough to live if you have nothing to live for.

Let your mind not be so idle or vacuous that if someone should ask what you're thinking you would shame yourself answering honestly.

Life is never incomplete if it is an honorable one.

There's always a choice if you have the courage to make it.

[–] [deleted] 2 pts

Fly below radar.

[–] 4 pts (edited )

Agreed. I don't like to draw much attention to myself and lay relatively low. Quiet entrances, quiet exits, don't talk much about myself or my doings. Smile, be nice, be honest, be sincere, but keep those cards pretty close to the chest. Most importantly never share personal problems or air dirty laundry with anybody.

[–] [deleted] 3 pts

Absolutely. Don't advertise it. Luddite and keep it old school.

[–] 1 pt

Never tell a woman your issues, at the very least.

[–] 1 pt

"Be the gray man."

Well if you mean "npc" that's not what I mean. Prep, just don't announce it to the world.

[–] 1 pt

Gray man is someone who doesn't stand out, who picks his battles wisely.

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