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I haven't bought a car since '05, but now it's time. I'm not real happy about it considering the state of the market right now, the advantage is definitely in the hands of the sellers considering the shortage, IE demand is high and supply is low (or at least, lower than usual).

I think I have my heart set on a Toyota 4 Runner or Highlander. I plan to get something gently used which is Toyota certified.

Any tips? Should I get the financing from a financial institution or through the dealer? Anything else I need to know?

I haven't bought a car since '05, but now it's time. I'm not real happy about it considering the state of the market right now, the advantage is definitely in the hands of the sellers considering the shortage, IE demand is high and supply is low (or at least, lower than usual). I think I have my heart set on a Toyota 4 Runner or Highlander. I plan to get something gently used which is Toyota certified. Any tips? Should I get the financing from a financial institution or through the dealer? Anything else I need to know?

(post is archived)

[–] 0 pt

There is a lot of good advice in this thread.

Keep in mind- Sometimes “no interest for one or two years” isn’t really what you wind up paying. Somehow or another they load the back end interest into the purchase price and to pay the car off you have to pay it.

This is a another real problem- In some states the dealers are selling the cars with a 30 day temporary tag (that’s the longest those states allow and no extensions and only one tag per car.). Problem is their State Motor Vehicle Department(s) are taking longer than 30 days to process title and hard plates. So you wind up with a new/used car you paid for or are paying for that has expired registration. So you say and friends say and the dealer says “everyone is experiencing this so don’t worry and just drive it because cops know this and won’t pull you over blah, blah, blah.” But your Insurance on your new ride is basically compromised and then some driver of a beater car runs into you and you are driving an unregistered motor vehicle…. Or a cop doesn’t want to respond to a domestic violence call and decides to pull you over instead; and you just left an after work dinner function where you had two beers…

Sure seems (((they))) are doing quite a bit just to screw with us. It really is like Moloch thrives on death and misery and stress.