This right here! Existing isn’t free! World would be a lot better place if we started out teaching everyone this concept first. I’m not implying OP is trying to live for free, I get it. I just think everyone being squished out of school & college would be better off if they knew, existing isn’t free, find a way to pay for yourself early on, coast later.

Hard work is good for you , but it's better if you are the only one profiting from it.

It depends on the conditions.