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This man is super bougie, and cares wayyyyy too much about appearances. The best example is he constantly bitches I need to get rid of my pickup truck, and replace it with a 6 figure vehicle. Now guess who keeps calling me to use my truck because his bougie car can't do jack fuck? That's right same dude. And it seems like this guy is walking from one huge payment to another, with no real effort to stop. He's essentially ponzying a bunch of people at the same time, and using the money from one to pay of another person, or using personal loans to pay off one person, and trying to have someone else co sign another loan to pay off someone else. His wife likes the lifestyle, which is not surprising in the least, but this man needs to seriously stop because this will not end well for him come a few years time. As of now, this man has borrowed upwards of 250,000 from family, friends and loans, on top of buying a humongous multi million dollar house, on top of trying to get a business loan. It's complete fucking insanity, and its actually making me mad because so many people are going to get screwed in the process

This man is super bougie, and cares wayyyyy too much about appearances. The best example is he constantly bitches I need to get rid of my pickup truck, and replace it with a 6 figure vehicle. Now guess who keeps calling me to use my truck because his bougie car can't do jack fuck? That's right same dude. And it seems like this guy is walking from one huge payment to another, with no real effort to stop. He's essentially ponzying a bunch of people at the same time, and using the money from one to pay of another person, or using personal loans to pay off one person, and trying to have someone else co sign another loan to pay off someone else. His wife likes the lifestyle, which is not surprising in the least, but this man needs to seriously stop because this will not end well for him come a few years time. As of now, this man has borrowed upwards of 250,000 from family, friends and loans, on top of buying a humongous multi million dollar house, on top of trying to get a business loan. It's complete fucking insanity, and its actually making me mad because so many people are going to get screwed in the process

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[–] • 1 pt (edited )

Simple straight forward conversation, just like you've had here (only a little more polite than you've worded here if you value the friendship).

You're not his parent, and he won't listen to you anyways, so I'd leave his financial decissions out of it, make it about yours.

Tell him you're happy with your truck, you don't have a great desire for expensive cars and are not interested in getting in a lot of debt for something you don't really care about. Same thing for anything else that applies (you said that was one example, so if he likes expensive clothes, facy dinners, whatever else - same deal. You're happy with what you have and would rather have the money for other things).

If he pesters you after that tell him you've discussed it, and if he's your friend beyomd it being safe, reliable and affordable he shouldn't care what kind of car you drive (etc same deal for other stuff). If he doesn't listen then he's not really your friend and better to find some folks who are as happy to roll around with you in a used F-150 as they are a new S500. You don't have to act like the guy is dead to you, everyone has flaws and there are worse than liking fancy cars, but don't entertain the conversation further.