Things become more expensive, refinance is definitely on the horizon when rates will drop. They’ll drop because nobody is selling because rates are so high. It’s a cycle (unless the Chinese are involved, they fuck up everything they touch. Wait it out and you’ll be fine.)
So, if you're looking to buy, wait until rates raise & prices drop?
Cash is bad, look at Venezuela, Zimbabwe did it worse. Gold and any other valuable metals/minerals could be erased over one night with some great mine/asteroid discovery.
Highly unlikely that such a large deposit would be discovered that would affect the precious metals markets, which have a huge market cap.
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