No. I hope this isn't a serious question. This would only be true if you were imminently going into a massive firefight. So unless you're planning to get into a massive shoot out with the feds in the next month, don't spend all your money on ammo.
If things get bad it will be a universal currency.
Wars are won with food, water, and bullets. Unless you're part of an army that's fighting a war, food, water, and other necessities of life will always take precedence. Not saying ammunition isn't important, but for a private citizen looking to survive a collapse scenario, it's easily the least important of the three. Things like coffee, alcohol, tobacco, and luxury convenience items will be just as, if not more, valuable than simple ammunition.
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