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We may have the opportunity to move to a new state in 2022. Looking at real estate in the area where we would move, nothing has us excited - and we're sick of living in suburbs - so we're considering buying land and building. We wouldn't be able to afford a true homestead, but could get at least 1-2 acres.

Has anyone here bought a plot and built a house before? Any pitfalls to look out for? Would you build again or buy in the future?

We may have the opportunity to move to a new state in 2022. Looking at real estate in the area where we would move, nothing has us excited - and we're sick of living in suburbs - so we're considering buying land and building. We wouldn't be able to afford a true homestead, but could get at least 1-2 acres. Has anyone here bought a plot and built a house before? Any pitfalls to look out for? Would you build again or buy in the future?

(post is archived)

[–] [deleted] 5 pts

Don’t sell your old house. Take equity out for your down payment, get something smaller than what you really want, and make money off renting out your old one. It’ll be passive income for the rest of your life with minimal work on your part. It will be an asset that grows in value.

[–] 4 pts

Until an eviction moratorium comes along...

It’s a risk, but if it happens you can write it off as a loss on your taxes. I’d love to get a $20k - $30k deduction.

[–] 4 pts

Depends on your taxes. I can get a ten zillion dollar deduction and all that's going to get me is about $5,000.

[–] 4 pts

IF you can keep niggers out of it without running afoul of "muh equal housing opportunity" and "muh discrimination" rules.

My advice assumes OP isn’t retarded enough to live in a nigger-infested area.

[–] 3 pts

Unfortunately, our once lily white town has had a construction boom and has changed hue considerably. They've also started bussing them in from other cities to shop at our stores, so our stores are selling shit products now instead of the previously high quality fresh foods. One way or another, we'll be moving somewhere within a year.

[–] 1 pt

Sadly, they tend to get shipped in no matter where you are.

[–] 2 pts

It will be an asset that grows in value.

Assuming a lot about the market there. Maximally leveraged investment in real estate is not a guarenteed win.

[–] [deleted] 3 pts

Very true. But real estate and property is historically one of the safest investments. And the tax breaks are retarded; they’re written by rich people for rich people.