No, it would still count as income. If you receive something of value in exchange for something else of value, it is considered taxable income. Here is a source on this: https://finance.zacks.com/paying-someone-elses-credit-card-gift-9237.html Matthew Sercely recently gave a speech to Jack Spirko's crowd about the most effective ways to reduce taxable income. The most effective strategies come from setting up a C or S corp, if I remember correctly (I watched this a couple weeks ago so I don't remember): https://www.youtube.com/watch?v=88ZjngJ9WAo You might also be able to form a private membership association where you can avoid reporting money you receive as income. PMAs are based on the 1st and 4th Amendments to the Constitution so they have a strong legal backing, but they are relatively unknown and not talked about. You can try to find a lawyer knowledgeable about PMAs to get one set up, though finding a knowledgeable lawyer might be difficult. /u/amonamoose mentioned setting up an asset trust - I don't know much about that, but here's an Investopedia article that talks about it: https://www.investopedia.com/terms/a/asset-protection-trust.asp