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The jackpot is over $685 Million. After US taxes that would be about $360 Million if you took the 25 year payout. The straight cash option would about $200 Million BEFORE taxes.

Which would you choose? The 25 year plan with paying taxes every year - or straight cash money after taxes?

The jackpot is over $685 Million. After US taxes that would be about $360 Million if you took the 25 year payout. The straight cash option would about $200 Million BEFORE taxes. Which would you choose? The 25 year plan with paying taxes every year - or straight cash money after taxes?

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[–] 0 pt

being wealthy will always be a better option than grinding your life away becuase you feel there is value in extended periods of drudgery

It depends how you end up getting that money. If you have earned that money over time, or you have the right mindset on money (ie. not to piss it all away as soon as you get it) you won't go nuts, even if you ended up coming into a lot of money on top of that. Those who suddenly get money that they don't have an adequate way to deal with it, they will have no impulse control.