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363

The jackpot is over $685 Million. After US taxes that would be about $360 Million if you took the 25 year payout. The straight cash option would about $200 Million BEFORE taxes.

Which would you choose? The 25 year plan with paying taxes every year - or straight cash money after taxes?

The jackpot is over $685 Million. After US taxes that would be about $360 Million if you took the 25 year payout. The straight cash option would about $200 Million BEFORE taxes. Which would you choose? The 25 year plan with paying taxes every year - or straight cash money after taxes?

(post is archived)

[–] • 15 pts

Take the cash. How do you know there will be a bank in 20 years. Let alone a nation.

[–] • 6 pts

I think it was Indiana that got in some financial trouble a few years ago and just like that started withholding people's lottery payments. You can't trust these fuckers, take the cash.

[–] • 6 pts

Illinois

[–] • 3 pts

Illinois is probably the most corrupt state of the history of the US. Research its political history and you'll be blown away by how much corrupt shit has happen within the past 100 years - worse than the whole history of America, seriously.

[–] • 2 pts

360 million is gonna buy you some bread in 10 years lol

[–] • 13 pts

A tax on those who do not understand probability and big numbers. Thanks for paying!

[–] • 10 pts

Always take the cash! You can put it in low risk bonds and wind up with more money at the end of the 25 years. I

[–] • 4 pts

That could fund a lot of militia groups and buy you a safer location in Idaho

honestly if you are already poor then I wouldn't play, that kind of money can really mess poor people up, everything you've achieved suddenly becomes meaningless, and you have basically nothing left to do in life but sate ever more jaded desires, with people who despise you.

If you must, stick to games that would pay out <$500K, that's about as much life changes a guy can handle

[–] • 0 pt

Coming from a high roller like you right. Im sure you know exactly what it's like to have millions.

DO NOT TAKE ADVICE FROM THIS IDIOT

[–] • 3 pts (edited )

To be fair though, he's not entirely wrong on how coming into large amounts of money suddenly if you've previously not had money can really fuck you up mentally. Having enough money to suddenly be able to buy everything would be akin to playing a game with cheat codes - it might be fun in the start, but very rapidly life would become really boring. With a lot of things, the journey to achieving something is what makes it worthwhile in the end - if you remove that journey the end goal becomes often meaningless. It's why the rich and famous very often descend into vices and stupidity - because everything else is boring to them. That being said - what is "a lot of money" to one person may not be for another. If you live in the middle of nowhere, 1 million dollars would allow you to live comfortably for the rest of your days, but if you're in a city you probably wouldn't be able to even afford a studio apartment. Its relative on that part.

[–] • 0 pt

"Money may not buy happiness but it sure makes misery easier to live with"

Sudden wealth syndrome is a thing I'm not denying that. I was harsh with my comment but this is the internet so meh. I think what you're saying applies to silver spoon kids the most, lottery winners are a different story. If people aren't very good at math then they could easily burn through $50 million before they even know they have spent it. But some people that win lotteries or come across wealth are more than happy to give it all away and make others people's lives better as well it goes both ways. In my not so humble opinion, being wealthy will always be a better option than grinding your life away becuase you feel there is value in extended periods of drudgery. Nah

[–] • 1 pt (edited )

I'm not a high roller, but I don't have to work if I don't feel like it. I'm pretty familiar with a lot of rich people so I see their world too; it's often fairly ordinary, just with nicer homes and staff.

If you think lots of money will make you instantly happy, you are going to be really disappointed. However it does buy you massive amounts of security and removes the 24/7 stress of being poor. It also brings a lot of problems that poor people are just not socially or mentally equipped to handle, these are serious enough to kill you if you don't seek out some support.

If you want real advice on a lottery win then reddit has a good post on this

Personally I wouldn't listen to a forum warrior who tells everyone else not to listen to someone, when they have no idea what that person's background might be. Go look up some stats on lottery winners, very few of them are objectively happier

[–] • 0 pt

Personally I wouldn't listen to a forum warrior who tells everyone else not to listen to someone, when they have no idea what that person's background might be.

It sounds like I was close enough about your background.

I know exactly what happens to lottery winners. It's called sudden wealth syndrome. They are an outlier and statistically irrelevant. There is nothing more soul crushing than abject poverty and thinking people lose the value in their mundane routine poorfag lifestyle if they become wealthy is ridiculous. A perfect life doesn't exist so nearly everyone would be better off if they were financially secure.

[–] • 1 pt

But… his advice is to not play the lottery. Which is good advice.

[–] • 4 pts

I'll play when the payout equals the risk. Your chance of winning is 1:252,000,000 A ticket is $2 So the cash payout has to exceed $500m for me to jump in.

[–] • 2 pts

Is it all or nothing with powerball? Can you not win secondary prizes? You need to add up all the payouts with the odds of winning each to find the true value of the ticket.

[–] • 4 pts

wut? no, never

I don't even go inside a gas station since I quit smoking

[–] • 3 pts

Some nigger will win it. I'm with , I'd rather sit down and take your money over some drinks at the poker table.

[–] • 4 pts

It's ALWAYS some nigger with a sob-story. And they're always back to being a broke-ass nigger within 5 years tops.

[–] [deleted] • 0 pt

Probably not gonna be broke soon on the $90 million to $100 million they'd be receiving. Even if the idiot invests only $5 million, and loses the rest, they could live on that for their whole life.

[–] • 1 pt

You have no idea how every nigger that knows that winner will bleed them dry.

[–] • 0 pt

A nigger investing... Yeah right. They arent like entertainment industry niggers with jew handlers, and even most of those still go broke.

[–] • 0 pt

I gotta know this - how the hell can someone legitimately burn through 360 million dollars in less than 5 years? Yes, you could buy copious amounts of shit, but that's a lot of copious shit. If it were say, 1-5 million dollars you could easily see how one could burn it all away, but 360 million takes considerably longer to burn through, even if you went completely nuts on spending.

[–] • 2 pts (edited )

strippers and cocaine 24/7, party every day like you fifty cent. if you have trouble comprehending how to spend that money theres a movie called blank check.

the nigger way has no concerns for the future, pureblood niggers cant even imagine the concept of future, so why not live like a king in the present? once you run out of money its the white devils fault.

[–] • 1 pt

I mean that one retarded ape "rapper" got a $20m diamond implanted in its forehead...

[–] • 1 pt

Because they are dumb as fucking shit so hundreds of vultures swoop in

[–] • 0 pt

niggers are the least equipped primates to be able to handle money, even their own backward culture expects them to share it with fellow apes

Subconsciously they just want it gone so they can return to their old life

There was a program years back, 'MTV Cribs', where apes would show their new McMansions off. It was just soulless white rooms each with a huge TV and a jacuzzi. Because that was their only concept of being rich, a big TV and a bubble bath...

Degenerate cultures are always empty

[–] • 2 pts

You take the cash because that way you can make more money than the payout by the time 25 years has passed. Those who take a 25yr payout are usually those who can't control their spending, and need daddy government to control their allowance, which is not myself.

That being said, 360 million dollars is more than 100x the amount I'd need to live comfortably for the rest of my days.

[–] • 0 pt

It's probably 359× what I need to survive!

[–] [deleted] • 2 pts

I don't gamble. I'll play poker with ya, but I don't gamble.

[–] • 2 pts

Remember that time Homer sold his power plant stocks for $25 and blew it on beer while everyone else showed up for work the next day with new cars when the Germans bought the plant for $100 million?

[–] • 1 pt

Considering I have the first 8 seasons on my extHDD and play them while browsing or working

[–] • 1 pt

MANE NIGGAH I SPENT 1000$ DORRAHS ON AN ONLY FAN GURL FROM LOUISIANA NAMED HAILEY BROOKS

SHE MAY BEH 41 YRS OLD BUT SHE WORFF IT MANE.

SHE MAH BOTTOM HOE

[–] • 1 pt

Sweet. Give us updates on her smell.

[–] • 0 pt

Smells like... meth addiction.

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