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My car insurance is getting jacked up. I emailed a rep (actually more like 5 since every response is a different person) and can't get my rate back down. They are raising rates everywhere for no reason that they will tell me. They don't even have the correct vehicle info but keep saying it can't be changed because it's tied to the vin.

Anyway I had an idea. I change my deductibles to the max, $2000. It'll save me a lot of money. Then if I ever have a claim I can just grab my phone and change the deductible back to say $250. You can update coverage anywhere on the fly. It probably won't work but why not give it a shot if I need it? Everyone I ask tells me "Nah, they trace you" but on the other hand everything is so backed up, automated and diversity hired I'm starting to think I can get away with it.

It's new so I can't just do the minimum. I miss driving beaters around and not having to give a shit.

My car insurance is getting jacked up. I emailed a rep (actually more like 5 since every response is a different person) and can't get my rate back down. They are raising rates everywhere for no reason that they will tell me. They don't even have the correct vehicle info but keep saying it can't be changed because it's tied to the vin. Anyway I had an idea. I change my deductibles to the max, $2000. It'll save me a lot of money. Then if I ever have a claim I can just grab my phone and change the deductible back to say $250. You can update coverage anywhere on the fly. It probably won't work but why not give it a shot if I need it? Everyone I ask tells me "Nah, they trace you" but on the other hand everything is so backed up, automated and diversity hired I'm starting to think I can get away with it. It's new so I can't just do the minimum. I miss driving beaters around and not having to give a shit.

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[–] • 0 pt

Well, you can always live somewhere where you don't need this massive expense, as I did before life on the hook. Anything I needed within 1 mile. just walk.

The Us screwed itself being a car centric nation.

[–] • 1 pt

I'd prefer to have the ability to go anywhere at anytime and not live on top of other people. That is priceless. If my only choice was public trans I'd be fucked and stuck in place because I'm unvaxxed.

It's not even about the expense it's about jewish insurance raising my rates for no fucking reason. I haven't had a ticket or accident in like 10 years so they are being cunts. Hence me wanting to screw them over with the deductible.

[–] • 0 pt

Aww, poor you, victim of the master race. Instead of doing something, as I did, here you are, whining.

You made your choice, enjoy the consequences you knew about. While you are landlocked and starved, I'll be moving goods between islands, good luck!

[–] • 0 pt

I have that ability to go anywhere, you don't. You're stuck with North America. Roads need maintenance, the sea does not

[–] • 0 pt

I can't buy a boat? Lol really that's your argument?